Wednesday, August 29, 2007


If, as we are increasingly being led to believe, global warming is all our fault, where does this leave insurance companies who refuse claims for damage resulting from freak weather using the universal get out "Act of God"? Where's a theologian, or even an eschatologist, when you need one?

6 Vegetable peelings:

Blogger Murph said...

Dave's your captain, Richard!

9:37 pm  
Blogger Richard said...

But he goes to bed after Corrie, Murph and I wanted one NOW!

10:03 pm  
Blogger Dave said...

I have never seen an insurance policy with an Act of God exclusion. This is an urban myth. Sorry to shatter your illusions.

6:43 am  
Blogger Dave said...

Sorry, I should have said, that as well as being an eschatologist, I'm also an ACII, having spent the first half of my working life in Insurance (Claims Manager for a major insurance company, then as a broker) - so I've seen the small print in many, many policies.

6:45 am  
Blogger Richard said...

Dave, the post was inspired by something I'd heard on the wireless earlier when someone had indeed had a claim refused using an excuse which amounted to just that.

Do you think that if folk ignore global warming advice in droves, as a popular mass disobedience movement kind of thing, insurance companies could refuse a claim under the civil insurrection clause?

7:27 pm  
Blogger The Aunt said...

I was a loss adjustor for three years. I got half the ACII modules and then dropped out to become a civil servant which was much more interesting.

Can't remember a bloody thing but I'm very careful about keeping inflammable stuff near heat sources.

11:02 am  

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